- $100 Opening Balance
- Maintenance fee $10.00
- First 250 checks/debit items free
- $0.25 per check/debit in excess of free items
- First 250 deposits/credit items free
- $0.25 per deposit/credit in excess of free items
- Free Online Banking
- Free Debit Card
- Imaged monthly bank statement. $5.00 per month fee if checks returned.
- $100 Opening Balance
- No Maintenance Fee (unless exceed allowable items)
- First 150 checks/debit items free
- $0.50 per check/debit in excess of free items
- First 150 deposits/credit items free
- $0.50 per deposit/credit in excess of free items
- Free Online Banking
- Free Debit Card
For individuals, sole proprietors, husbands and wives operating unincorporated businesses, and non-profit corporations and organizations. (No Corporations)
- $100 Opening Balance
- Minimum balance fee - $12.00. Waived IF maintain $5,000.00 Daily balance
- Tiered interest rate structure. Interest is calculated and compounded monthly on the collected balance and is credited to your account monthly. Minimum daily collected balance of $5,000 required to earn interest.
- Tiers: $5,000.00 to $25,000.00
$25,000.00 and above
- Free Online Banking
- Free Debit Card
- Imaged monthly bank statement. $5.00 per month fee if checks returned.
- $100 Opening Balance
- Minimum balance fee - $5.00. Waived IF maintain $100.00 Daily balance.
- Imaged monthly bank statement
- Free Online Banking
- $100 Opening Balance
- Interest bearing account.
- Tiers: $0 to $4,999.99
- $5,000.00 - $9,999.99
- $10,000.00 - $24,999.99
- $25,000.00 - $49,999.99
- $50,000.00 and above
- Unlimited number of checks/debit items free
- Unlimited number of deposits/credit items free
- Unlimited number of deposited items free
- Imaged monthly bank statement
- Free Online Banking
A monthly account analysis determines the monthly balance available to reduce or eliminate any service charges. An earnings allowance, computed using the positive average collected balance, less 10% reserve requirement, is used to offset analysis activity charges each month. This allowance is based on current market rates and is subject to change. The following criteria apply:
- $100 Opening Balance
- Monthly Maintenance fee - $10.00
- $0.12 per check/debit item posted
- $0.25 per deposit/credit item posted
- $0.10 per deposited item
- Imaged monthly bank statement
- Accounts with a negative daily collected balance will be charged at a rate of NCB's Prime Rate + 2% on the negative daily collected balance in addition to other activity charges.
- Free Online Banking
- $100 Opening Balance
- $13.00 Minimum balance fee waived IF maintain $2,500.00 minimum daily balance.
- Tiered interest rate structure. Interest is calculated and compounded monthly on the collected balance and is credited to your account monthly. Minimum daily collected balance of $2,500 is required to earn interest.
- Tiers
- $2,500.00 to $4,999.99
- $5,000.00 to $24,999.99
- $25,000.00 to $99,999.99
- $100,000 to $499,999.99
- $500,000.00 and Over
- Free Online Banking
- Free Online Bill Payment
- Email Monthly bank statement or image statement
- Six (6) total withdrawal or debit transactions allowed with no more than three (3) debits by check or draft to third party; additional debits, withdrawals, checks, or drafts are $10.00 each, regardless of balance. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account.
- $100 Opening Balance
- $2.00 Minimum balance fee waived IF maintain $500.00 minimum daily balance.
- Interest - Maintain $100.00 collected balance
- Limit three (3) withdrawals/debits (per quarter)
- Excessive withdrawal fee - $3.00 per item, over (3)
- Free Online Banking
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