Our Commitment to Your Privacy

Nature Coast Bank understands the importance of protecting the privacy of our customers and their nonpublic personal information. We consider any personal information you provide to us to be confidential. Consequently, we are committed to safeguarding and maintaining the privacy of this information. To this degree, we have taken care in establishing and implementing policies and procedures to protect your nonpublic personal information. This is our privacy commitment to you.

Information That We Collect

We may collect "nonpublic personal information" about you from the following sources:

• Information we receive from you on applications or other loan and deposit account forms;
• Information about your transactions with us or others; and
• Information we receive from third parties such as consumer reporting agencies or credit bureaus.

"Nonpublic personal information" is information about you that we obtain in connection with providing you with "financial products or services." Nonpublic personal information does not include information that is available through federal, state or local government records, or from widely distributed media such as a telephone directory. "Financial products or services" include loan products, deposit accounts, and safe deposit box rentals.

Information That We Disclose

Nature Coast Bank does not disclose any nonpublic personal information about our existing or former customers to anyone, except as permitted by law.

Confidentiality and Security of Your Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We will continue to maintain appropriate security standards and procedures to prevent unauthorized access to customer information.