|
Effective 05/24/2010**
| Consumer Deposit Rates |
Product type |
Minimum to Open |
Minimum to Earn Interest |
Interest Rate |
*APY |
| |
|
|
|
|
| Free Checking |
$100.00 |
Does not earn interest |
.00% |
.00% |
| Personal Checking |
$100.00 |
Does not earn interest |
.00% |
.00% |
| Interest Checking (NOW) |
$100.00 |
$1,500.00–$4,999.99
$5,000.00 and above |
0.20%
0.25% |
0.20%
0.25% |
| Senior Checking |
$100.00 |
$500.00–$2,499.99
$2,500.00 and above |
0.25%
0.30% |
0.25%
0.30% |
| Founders Checking |
$100.00 |
$500.00–$4,999.99
$5,000.00 and above |
0.25%
0.25% |
0.25%
0.25% |
| Consumer Money Market |
$100.00 |
$2,500.00–$4,999.99
$5,000.00–$24,999.99
$25,000.00–$99,999.99
$100,000.00–$499,999.99
$500,000.00 –$749,999.99
$750,000.00 and above |
0.20%
0.25%
0.60%
0.99%
1.09%
1.14% |
0.20%
0.25%
0.60%
1.00%
1.10%
1.15% |
| Presidents Club Account |
$10,000.00 |
$10,000.00–$24,999.99
$25,000.00–$49,999.99
$50,000.00–$99,999.99
$100,000.00 and above |
0.30%
0.40%
0.50%
0.60%
|
0.30%
0.40%
0.50%
0.60%
|
| Consumer Savings |
$100.00 |
$100.00 |
0.25% |
0.25% |
| Minor Savings |
$0.00 |
$25.00 |
0.25% |
0.25% |
|
Effective 05/24/2010**
Product type |
Minimum to Open |
Minimum to Earn Interest |
Interest Rate |
*APY |
| 3 Month CD |
$2,500.00 |
$2,500.00 |
.50% |
.50% |
| 6 Month CD |
$2,500.00 |
$2,500.00 |
.75% |
.75% |
| 7 Month CD |
$2,500.00 |
$2,500.00 |
.80% |
.80% |
| 9 Month CD |
$2,500.00 |
$2,500.00 |
.80% |
.80% |
| 10 Month CD |
$2,500.00 |
$2,500.00 |
1.09% |
1.10% |
| 1 Year CD |
$1,000.00 |
$1,000.00 |
1.14% |
1.15% |
| 18 Month CD |
$1,000.00 |
$1,000.00 |
1.24% |
1.25% |
| 2 Year CD |
$1,000.00 |
$1,000.00 |
1.48% |
1.50% |
| 3 Year CD |
$1,000.00 |
$1,000.00 |
2.127% |
2.15% |
| 4 Year CD |
$1,000.00 |
$1,000.00 |
1.98% |
2.00% |
| 5 Year CD |
$1,000.00 |
$1,000.00 |
2.22% |
2.25% |
| 1 Year IRA |
$1,000.00 |
$1,000.00 |
1.14% |
1.15% |
| 2 Year IRA |
$1,000.00 |
$1,000.00 |
1.48% |
1.50% |
| 3 Year IRA |
$1,000.00 |
$1,000.00 |
2.127% |
2.15% |
4 Year IRA |
$1,000.00 |
$1,000.00 |
1.98% |
2.00% |
| 5 Year IRA |
$1,000.00 |
$1,000.00 |
2.22% |
2.25% |
- CD's compound interest monthly, deposits and withdrawals are not permitted during the term (early withdrawals are subject to a three month penalty for a 3 to 6 month CD; six month penalty for 6 month to 36 month CD; and nine month penalty for 36 month CD or longer), and renew automatically.
|
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Effective 05/24/2010**
Commercial Deposit Rates |
Product type |
Minimum to Open |
Minimum to Earn Interest |
Interest Rate |
*APY |
| Small Business Checking |
$100.00 |
Does not earn interest |
0.00% |
0.00% |
| Business NOW Checking |
$100.00 |
$5,000.00–$24,999.99
$25,000.00 and above |
0.20%
0.25% |
0.20%
0.25% |
| Non Profit Checking |
$100.00 |
Does not earn interest |
|
|
| IOTA Checking |
$100.00 |
$500.00 - $2,499.00
$2.500 & over |
0.25%
0.35% |
0.25%
0.35% |
| Commercial Analysis |
$100.00 |
Does not earn interest |
|
|
| Commercial Money Market |
$100.00 |
$2,500.00–$4,999.99
$5,000.00–$24,999.99
$25,000.00–$99,999.99
$100,000.00–$499,999.99
$500,000.00 –$749,999.99
$750,000.00 and above |
0.20%
0.25%
0.60%
0.99%
1.09%
1.14% |
0.20%
0.25%
0.60%
1.00%
1.10%
1.15% |
| Business Savings |
$100.00 |
$100.00 |
0.25% |
0.25% |
| 3 Month CD |
$2,500.00 |
$2,500.00 |
.50% |
.50% |
| 6 Month CD |
$2,500.00 |
$2,500.00 |
.75% |
.75% |
| 7 Month CD |
$2,500.00 |
$2,500.00 |
.80% |
.80% |
| 9 Month CD |
$2,500.00 |
$2,500.00 |
.80% |
.80% |
| 10 Month CD |
$2,500.00 |
$2,500.00 |
1.09% |
1.10% |
| 1 Year CD |
$1,000.00 |
$1,000.00 |
1.14% |
1.15% |
| 18 Month CD |
$1,000.00 |
$1,000.00 |
1.24% |
1.25% |
| 2 Year CD |
$1,000.00 |
$1,000.00 |
1.48% |
1.50% |
| 3 Year CD |
$1,000.00 |
$1,000.00 |
2.127% |
2.15% |
| 4 Year CD |
$1,000.00 |
$1,000.00 |
1.98% |
2.00% |
| 5 Year CD |
$1,000.00 |
$1,000.00 |
2.22% |
2.25% |
- CD's compound interest monthly, deposits and withdrawals are not permitted during the term (early withdrawals are subject to a three month penalty for a 3 to 6 month CD; six month penalty for 6 month to 36 month CD; and nine month penalty for 36 month CD or longer), and renew automatically.
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*APY - Annual Percentage Rate
**All Rates subject to change daily
*** Fees could reduce earnings on account
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