|
Effective 8/11/2008*
| Consumer Deposit Rates |
Product type |
Minimum to Open |
Minimum to Earn Interest |
Interest Rate |
APY |
| |
|
|
|
|
| Free Checking |
$100.00 |
Does not earn interest |
.00% |
.00% |
| Personal Checking |
$100.00 |
Does not earn interest |
.00% |
.00% |
| Interest Checking (NOW) |
$100.00 |
$1,500.00–$4,999.99
$5,000.00 and above |
.75%
.85% |
.75%
.85% |
| Senior Checking |
$100.00 |
$500.00–$2,499.99
$2,500.00 and above |
.75%
.85% |
.75%
.85% |
| Founders Checking |
$100.00 |
$500.00–$4,999.99
$5,000.00 and above |
.45%
.55% |
.45%
.55% |
| Consumer Money Market |
$100.00 |
$2,500.00–$4,999.99
$5,000.00–$24,999.99
$25,000.00–$99,999.99
$100,000.00–$499,999.99
$500,000.00 –$749,999.99
$750,000.00 and above |
.75%
1.49%
1.98%
2.71%
2.96%
3.20% |
.75%
1.50%
2.00%
2.75%
3.00%
3.25% |
| Presidents Club Account |
$10,000.00 |
$10,000.00–$24,999.99
$25,000.00–$49,999.99
$50,000.00–$99,999.99
$100,000.00 and above |
1.00%
1.09%
1.29%
1.49%
|
1.00%
1.10%
1.30%
1.50%
|
| Nature's Best |
$5,000.00 |
$5,000.00 |
.60% |
.60%
|
| |
Linked with aggregate balance of $15,000.00 with any of the following:
- Checking, Savings, Money Market, Certificate of Deposit, or IRA.
OR
A minimum aggregate balance of $20,000.00 in any of the following:
- Installment Loan, Home Equity Loan, Home Equity Line of Credit, or Personal Line of Credit.
OR
A Residential Mortgage of any amount. |
| Consumer Savings |
$100.00 |
$100.00 |
.30% |
.30% |
| Minor Savings |
$0.00 |
$25.00 |
.30% |
.30% |
|
Effective 8/11/2008
Product type |
Minimum to Open |
Minimum to Earn Interest |
Interest Rate |
APY |
| 3 Month CD |
$2,500.00 |
$2,500.00 |
3.20% |
3.25% |
| 6 Month CD |
$2,500.00 |
$2,500.00 |
3.25% |
3.30% |
| 7 Month CD |
$2,500.00 |
$2,500.00 |
2.30% |
2.32% |
| 9 Month CD |
$2,500.00 |
$2,500.00 |
3.44% |
3.50% |
| 10 Month CD |
$2,500.00 |
$2,500.00 |
3.64% |
3.70% |
| 1 Year CD |
$1,000.00 |
$1,000.00 |
3.78% |
3.85% |
| 18 Month CD |
$1,000.00 |
$1,000.00 |
4.07% |
4.15% |
| 2 Year CD |
$1,000.00 |
$1,000.00 |
4.21% |
4.30% |
| 3 Year CD |
$1,000.00 |
$1,000.00 |
2.30% |
2.32% |
| 4 Year CD |
$1,000.00 |
$1,000.00 |
2.30% |
2.32% |
| 5 Year CD |
$1,000.00 |
$1,000.00 |
2.30% |
2.32% |
| 1 Year IRA (promo) |
$1,000.00 |
$1,000.00 |
3.78% |
3.85% |
| 2 Year IRA |
$1,000.00 |
$1,000.00 |
4.21% |
4.30% |
| 3 Year IRA |
$1,000.00 |
$1,000.00 |
2.30% |
2.32% |
- CD's compound interest monthly, deposits and withdrawals are not permitted during the term (early withdrawals are subject to a three month penalty for a 3 to 6 month CD; six month penalty for 6 month to 36 month CD; and nine month penalty for 36 month CD or longer), and renew automatically.
|
| |
|
|
|
|
| |
Effective 8/11/2008
Commercial Deposit Rates |
Product type |
Minimum to Open |
Minimum to Earn Interest |
Interest Rate |
APY |
| Small Business Checking |
$100.00 |
Does not earn interest |
.00% |
.00% |
| Business NOW Checking |
$100.00 |
$5,000.00–$24,999.99 |
.25% |
.25% |
| Non Profit Checking |
$100.00 |
Does not earn interest |
|
|
| IOTA Checking |
$100.00 |
$100.00 |
.35% |
.35% |
| Commercial Analysis |
$100.00 |
Does not earn interest |
|
|
| Commercial Money Market |
$100.00 |
$2,500.00–$4,999.99
$5,000.00–$24,999.99
$25,000.00–$99,999.99
$100,000.00–$499,999.99
$500,000.00 –$749,999.99
$750,000.00 and above |
.75%
1.49%
1.98%
2.71%
2.96%
3.20% |
.75%
1.50%
2.00%
2.75%
3.00%
3.25% |
| Business Savings |
$100.00 |
$100.00 |
.30% |
.30% |
| 3 Month CD |
$2,500.00 |
$2,500.00 |
3.20% |
3.25% |
| 6 Month CD |
$2,500.00 |
$2,500.00 |
3.25% |
3.30% |
| 7 Month CD |
$2,500.00 |
$2,500.00 |
2.30% |
2.32% |
| 9 Month CD |
$2,500.00 |
$2,500.00 |
3.44% |
3.50% |
| 10 Month CD |
$2,500.00 |
$2,500.00 |
3.64% |
3.70% |
| 1 Year CD |
$1,000.00 |
$1,000.00 |
3.78% |
3.85% |
| 18 Month CD |
$1,000.00 |
$1,000.00 |
4.07% |
4.15% |
| 2 Year CD |
$1,000.00 |
$1,000.00 |
4.21% |
4.30% |
| 3 Year CD |
$1,000.00 |
$1,000.00 |
2.30% |
2.32% |
| 4 Year CD |
$1,000.00 |
$1,000.00 |
2.30% |
2.32% |
| 5 Year CD |
$1,000.00 |
$1,000.00 |
2.30% |
2.32% |
- CD's compound interest monthly, deposits and withdrawals are not permitted during the term (early withdrawals are subject to a three month penalty for a 3 to 6 month CD; six month penalty for 6 month to 36 month CD; and nine month penalty for 36 month CD or longer), and renew automatically.
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*All Rates subject to change daily
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